Kathryn Benjamin, 40 years old
Maxing out your k early in the year can cost you a lot of money if you have an employer match. Without the match, front loading your k is worth considering. Putting as much away in a tax advantaged account as possible is just smart financial planning. There is, of course, a limit to how much we can contribute each year to a workplace retirement plan. And that has some asking whether they should max out their k as quickly as possible or spread out the contributions throughout the year. I wound up maxing out my k should you put your income on dating site the end of the year and that got me wondering if there is any advantage or disadvantage to maxing it out as early in the year as possible to take advantage of compounding.
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